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Making your projects real
Apply for leasing
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Lease period
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Lease cost
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ex. VAT
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To application
About financing
About financing

Leasing and rental is a widespread and beneficial form of financing for machinery, equipment and vehicles of the private and public sector. You choose the supplier and equipment, and SG Finans pays the equipment purchase price to the supplier and becomes the owner of the equipment. Your company will have access to the equipment by paying rent for an agreed period of time, so the cost is distributed over the time that the company can take advantage of the equipment, and it can generate income.

In principle, all operating and construction equipment that can be distinguished as a separate unit and depreciated financed by leasing / renting. The rental period for equipment leasing is typically between three and seven years, depending on the type of equipment and what you as the customer wants, as long as it is proportional to the expected economic life. Lease / rent can be used by all private businesses and public sector. Private traders have to be registered with the Companies Registration Office.

A comparison of leasing / hire and loan / mortgage payments
If you select lease / rent, the entire investment tax recorded as expense over the lease period. The loan is determined, the tax records of the object's depreciation.

  Leasing Loan
Advance payment of VAT No Yes
Normally a requirement for additional security No Yes
Faster tax entry of expenses Yes No
Normally a requirement for equity No Yes

 

How to enter into an agreement?
You may contact us any way you want. Please use one of our calculators on these pages, or contact one of our five regional offices. Alternatively, you can have your supplier contact us to inquire about leasing. Then we make a credit rating of inquiry. Assuming you receive credit, you get an offer or a loan commitment. It is very important that the offer be accepted and returned signed BEFORE the equipment is supplied by the supplier. When the delivery is approved pay SG Finans the purchase price to the supplier, and the lease commencing with the frequens of payments that is agreed.

Benefits with leasing and rental
  • Up to 100% finance
  • Normally no additional security
  • Faster tax entry of expenses
  • No advance payment of VAT
  • Improved liquidity
Why choose us?
  • Specialists in equipment financing
  • Knowledge of equipment and industries
  • Collaboration with leading suppliers
  • Leading within finance
  • Local presence
  • Competitive terms